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Loan Programs

Whether you are a seasoned home buyer or a first time home buyer, our loan specialists can assist you in selecting the home loan program that is best for your current situation..


Loan Program Highlights
FHA purchase guidelines dictate 3% down, 2 years employment history, 2 years residence history and clean credit history in the previous 12 months. FHA refinance guidelines dictate a maximum of 95% LTV on a cashout, 97% LTV R&T refinance and 12 month perfect mortgage history.
 
100% Financing with Credit Scores as low as 575
95% Financing with Credit Scores as low as 575
Down Payment Assistance Programs, non-FHA Loans
100% Financing for First Time Home Buyers
Financing Available with No Credit Scores
100% Financing with Late Pays and Collections, non-FHA Loans
100% Financing with Open Tax Liens and Judgments, non-FHA Loans
100% Financing with No Job, income, asset documentation - certain states
100% Financing with no PMI (Private Mortgage Insurance), with Good Credit
100% Financing with No Escrows, with Good Credit
Interest Only Payment Options
Home Purchase Loans up to $5 million
100% Financing on Primary Residence, Second Homes or Investment Properties